Salary calculator for Germany
Gross to net and net to gross in Germany, with 2026 contributions, income tax and employer cost.
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Popular questions
How much is my salary after tax in Germany?
Type your gross salary into the calculator above and you get the net amount straight away. For example, 60,000 EUR per year leaves about 37,561 EUR per year after contributions and income tax.
How do I calculate net salary from gross in Germany?
Start from the gross salary, subtract the employee contributions and then the income tax. With 60,000 EUR per year, contributions are 13,050 EUR and tax is 9,389 EUR, so the net pay is 37,561 EUR.
What gross salary do I need for 38,000 EUR net in Germany?
To take home 38,000 EUR per year you need a gross salary of about 60,859 EUR. Switch the calculator to Net to gross to try any other amount.
How much does an employee cost the employer in Germany?
A gross salary of 60,000 EUR per year costs the employer about 72,690 EUR in total, including the employer contributions.
How salary is calculated in Germany
In Germany salaries are usually agreed as an annual gross amount and paid in 12 monthly instalments. About a fifth of gross goes to social insurance (pension, unemployment, health and long-term care), and wage tax is withheld on top of that. The calculator uses tax class I, which applies to single employees, and the average health insurance extra rate for 2026.
- Pension insurance 9.3% and unemployment insurance 1.3%, up to 8,450 EUR per month.
- Health insurance 7.3% plus half of the average extra rate (2.9%), so 8.75%, up to 5,812.50 EUR per month.
- Long-term care 1.8%, or 2.4% for employees aged 23 and over without children.
- Income tax uses the 2026 tariff with a basic allowance of 12,348 EUR. The solidarity surcharge only applies when annual income tax exceeds 20,350 EUR.
Examples for 2026
Amounts per year, rounded to whole units.
| Gross | Contributions | Income tax | Net | Employer cost |
|---|---|---|---|---|
| 45,000 EUR | 9,788 EUR | 5,570 EUR | 29,643 EUR | 54,518 EUR |
| 60,000 EUR | 13,050 EUR | 9,389 EUR | 37,561 EUR | 72,690 EUR |
| 80,000 EUR | 16,257 EUR | 15,694 EUR | 48,049 EUR | 95,839 EUR |
Minimum wage
The statutory minimum wage is 13.90 EUR per hour from 1 January 2026.
Frequently asked questions
How much is 60,000 EUR gross in net in Germany?
In Germany, a gross salary of 60,000 EUR per year gives a net (take-home) pay of about 37,561 EUR per year in 2026. The employee pays 13,050 EUR in contributions and 9,389 EUR in income tax, and the total employer cost is about 72,690 EUR.
How is income tax calculated in Germany in 2026?
Pension insurance 9.3% and unemployment insurance 1.3%, up to 8,450 EUR per month. Health insurance 7.3% plus half of the average extra rate (2.9%), so 8.75%, up to 5,812.50 EUR per month. Long-term care 1.8%, or 2.4% for employees aged 23 and over without children. Income tax uses the 2026 tariff with a basic allowance of 12,348 EUR. The solidarity surcharge only applies when annual income tax exceeds 20,350 EUR.
What is the minimum wage in Germany in 2026?
The statutory minimum wage is 13.90 EUR per hour from 1 January 2026.
What does the calculator not include?
Tax classes II to VI, church tax, private health insurance, mini and midi jobs, and child reductions in care insurance are not included.
Is this an official calculation?
No. It is an informational estimate based on the 2026 parameters published by the official sources listed on this page. Your payslip can differ because of personal circumstances, so check important decisions with your employer, an accountant or the tax authority.
Sources and disclaimer
These results are an informational estimate. We use the 2026 rates and thresholds published by the institutions listed below and check them whenever the rules change. The calculator covers a standard full-time employee. Tax classes II to VI, church tax, private health insurance, mini and midi jobs, and child reductions in care insurance are not included.